Buying Services

10 steps that can help make your home buying process manageable.

The Home Buying Process

The Carmen Fontecilla Group will guide you through the entire process of purchasing a home, holding your hand through every step. The first step in finding the right home for you is identifying your needs during the Buyer Consultation.

Meet with your agent at our office for a “Buyer Consultation” to focus your search by analyzing what you want and need in a home.

Consider the following:

  • When is a good time for me to buy a home?
  • Where do I want to live?
  • How much can I afford in the area I want to live?

The Carmen Fontecilla Group has a diverse network of lender referrals, or you are free to use your own lender of your choosing! We are always happy to get the ball rolling by making an introduction. Once the introduction is made or you reach out to the lender of your choice, your loan officer will want to have a phone conversation and get some documents from you.

Initial Documents Required by Lenders for Mortgage Pre-Approval:

  • Income
    • 2 most recent W2s
    • 2 most recent pay stubs
  • Assets
    • 2 most recent bank statements
    • 2 most recent retirement statements

Your agent will take you on a preliminary orientation tour to visit available homes that meet your criteria. This will help you to experience the current market within geographic areas you are interested in purchasing a new home. At the same time we can review the current inventory and concentrate on only the homes newly listed.

You will be invited to collections where you can receive properties as soon as they are listed for sale. You can select your favorites and request showings right in the system.

What is Collections

Your agent will take you to see homes for sale at your request. You can also attend any public open houses without your agent. You should inform the open house agent that you are working with us.

We will help you evaluate the relative merits, true market value and resale value of any home you like.

Your agent will help guide you through deciding the offer price and contingencies

We serve as a skilled negotiators and we are experts in presenting your case to the seller.

Timeline contract to closing: We coordinate inspections, appraisals and help you with any issue that may arrive with it. We also coordinate with lenders, title companies, listing agents to be ready to execute the sale.

You sign the mortgage and other documents, and the seller is paid. You then receive your title (or deed) and the keys to your new home. Congratulations and good luck with the move!

You can always count on Carmen Fontecilla Group to assist you with any questions or recommendations of reliable professionals.  We’re here to help you every step of the way!

Work With Us

If you are a homeowner hoping to sell quickly for top dollar, we will help you maximize the appeal of your house, exhausting all marketing tools to reach your goals. We strive to exceed your expectations with our service and to be your Realtor team for life.
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